Mortgage Checklist
For the eager and organized, here's a list of what you may need to complete your mortgage.
Of course, we'll help you check everything off your list, including a great mortgage fit.
If you are an employee:
- Letter of Employment
Dated within 60 days
- Paystub
Dated within 30 days
If your income is variable you will also need:
- Your most recent T4
If pay is hourly, bonused, commissioned, or overtime
If you are sole proprietor of your own business:
- Notice of Assessment
Most recent NOA summary of your received Tax Return
- T1 General
Most recent General Tax Return form
- Statement of Business Activities
Most recent T2125 Tax form
- Confirmation of Payment
If any taxes are owing, please provide confirmation of payment
If you own a business that is a corporation:
- Notice of Assessment
Most recent NOA summary of your received Tax Return
- T1 General
Most recent General Tax Return form
- 2 Years of Financials
Prepared by an accountant
- 90-day account history
Bank account(s) where the down payment will be drawn from
Please ensure your name and account number are clearly identified on your account history.
As well, large deposits will always require a history of 90 days. If possible, it’s best to leave money where it is instead than of moving it from account to account.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.
- VOID Cheque
Or Pre-Authorized Debit Form
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.
Your mortgage down payment
How to navigate our mortgage rates